After a year and a half, I thought it was high time to patch up the blog and get back to posting.
What's engaging me these days? My
mobile phone. It's a tremendous technology, and while it's been around in force for a decade and more, it's only just maturing. We're finally getting to the tipping point where the greater population can do more than use it as just a phone. North America is far behind other parts of the world on this but hopefully we can catch up to allow us to leverage things like:
Maps - Google Maps for Mobile works well and is a useful tool when I'm traveling. It's not a full function GPS, but it is functional and it fits in my pocket. It would be even better with built-in GPS to tell Google Maps where I am, but it's a great start!
Self Service - Checking in to your flight with your phone in the cab on the way to the airport is convenient and useful.
Ordering Pizza without having to speak to a disconsolate adolescent is a bonus. Purchasing tickets, like
train tickets or
movie tickets and being able to redeem them with the phone. Banking on your
mobile.
These name just a few of a plethora of services which have finally been embraced on the internet and will move to the mobile phone as they become more powerful.
What excites me most is the idea of the mobile wallet. Imagine being able to have all of your cards with you - credit cards, bank cards, gift cards, loyalty cards, and have them all on your phone. So instead of this...

...including credit cards, debit cards, special offer cards, coupons, gift cards, loyalty cards, pre-paid cards and more...
...you have something like
Vivo Wallet, where you wave your phone at the reader and the transaction is done using Near Field Communications.
Let's think about the benefits. No more George Costanza wallet weighing down your pants. If you lose your phone, you can have the wallet deactivated, and you could put a PIN on it as well. You ALWAYS have the loyalty card. You don't have to remember to bring the gift card next time you go to the Gap, and it doesn't languish in that drawer in your kitchen. Increased convenience, and an opportunity to gain full value from all of your cards.
Retailers win as well. If consumers always have their cards, they get a better picture of consumer behaviour. I believe they want you to use all those gift cards. With no expiry date on most cards in Canada it is to their advantage to get you in the store using it. On top of that, contactless payment can increase throughput by speeding checkout times.
It is technically feasible today. We just need to get the infrastructure out there and it's coming. I'm looking forward to it.